(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Every time you swipe a bumper-to-bumper job for $4,500, a typical processor hacks off 3-4 percent in “service fees.” That doesn’t fly when paint prices keep climbing and good techs are scarce. We built WrenchPay to stop that leak—using the same no-nonsense model that’s helping construction crews cut credit-card costs on six-figure remodels.
Our platform lets you add a small card convenience price—customers already expect it—so your shop keeps 100 percent of the ticket. Prefer to absorb the cost? Cool. You’ll still get one straight, flat rate with zero surprise statement line-items or end-of-month “adjustments.” Either way, no monthly junk fees, no contracts designed to total your bank account.
Every transaction runs through EMV chip, tap-to-pay, and end-to-end encryption. Real-time, 24/7 fraud monitoring and 3-D Secure stop chargebacks before they start, and our system is PCI- and SOC-certified for true peace of mind. Handheld mobile credit-card terminals work on Wi-Fi or LTE and even store transactions offline if you’re painting in a metal booth with no signal—then settle automatically when they reconnect.
Quote a job, text an invoice, or scan a QR code at the curb—all from one web portal that’s lightning-fast on any device. A universal search bar finds any customer or transaction in two clicks, and real-time dashboards show parts, labor, and payments at a glance. The platform plugs into popular shop-management and accounting software, so you’re not double-typing RO numbers after hours.
Instead of handing commissions to a slick salesperson, we share 25 percent of our profits with partner shops each quarter. When your volume grows and our costs drop, you cash a bigger check—simple as that.
No overseas call centers. No ticket queues that collect dust. You get a direct cell-level line to a U.S. account rep who actually knows the difference between a unibody pull and a panel blend.
The application is shorter than a blend panel bake cycle, and most shops are processing in a few days with zero downtime. We’re in this for 30-plus years, so everything we do is transparent, straight-shooting, and built to keep you profitable.
Ready to stop donating profits to somebody else’s vacation fund? Run our savings calculator, compare the before-and-after on your next estimate, and see how many new welders that “missing” 3 percent could buy. WrenchPay—credit-card processing that finally works as hard as you do.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.