(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Building a show-stopping ride is equal parts artistry and elbow grease—but every time a customer taps a rewards card, 3-plus percent of your hard-earned profit vanishes faster than a 0-60 launch. Those costs sting in construction, and they hurt just as bad in the custom bay where ticket sizes climb with lifts, wraps, wheels, and high-end audio installs. You shouldn’t have to eat those fees—or decipher a 14-page statement—just to get paid.
We use a fully compliant cash-discount model that adds a small customer convenience fee up-front, keeping your shop at a true 0% effective rate. No hidden “non-qualified” tiers, no surprise “regulatory” surcharges—just one simple line item your customers already expect. If you’d rather absorb the cost, our flat pricing is exactly that: flat.
Custom jobs often break four or five figures, which makes every chargeback a nightmare. Our platform pairs point-to-point encryption, EMV chip validation, and 3-D Secure step-up on web invoices to slash friendly-fraud risk before it starts. Real-time fraud monitoring runs 24/7, so a bogus dispute doesn’t hijack the cash you need for parts and payroll.
Whether you’re laying down vinyl at a dealership lot or wiring an off-site SEMA build, our rugged mobile credit card terminal takes chip, tap, or swipe in seconds over Wi-Fi or 4G. Offline batch mode means you still get the sale when cell service is MIA; transactions auto-settle once you’re back online.
Create quotes, text or email invoices, and fire automatic reminders when a customer “forgets” to swing by. Need to find a six-month-old rim order? Hit Quick Search and you’re there in two clicks. Granular user permissions keep techs out of the financials while letting the office manager issue refunds in a snap. SOC 2 and PCI certifications lock it all down tighter than a lug after 110 ft-lbs.
Instead of funneling profits to slick sales reps, we cut you in—sending 25 percent of our quarterly profits back to every active merchant. More margin for powder coating ovens, CNC badges, or that dyno you’ve been eyeing.
When a card reader won’t pair five minutes before delivery, you’ll text a real human who speaks gear-head, not script-reader. No tickets. No elevator music. Just answers.
Bottom line: You fabricate masterpieces; we fabricate rock-solid, construction-grade credit card processing that keeps the revenue in your shop. Drop the hidden fees, dodge the chargebacks, and let every swipe fund your next killer build instead of a processor’s third yacht.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.