(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
You can replace windshields in under an hour—so why let your credit-card processor chip away at your profits for years? If you own an auto-glass or mobile windshield-repair shop, you already fight razor-thin margins, supply-chain delays, and customers who assume every rock chip is “covered by insurance.” The last thing you need is a payments company stacking 3-4 % fees (plus mystery add-ons) on every recalibration or fleet job. That’s money you could be putting toward calibration tools, urethane, or your next service van.
WrenchPay lets you legally pass card costs back to the cardholder with a compliant cash-discount model. Your customer sees the small service fee up front, you keep 100 % of the ticket, and nobody’s blindsided at checkout. Prefer to absorb fees on high-volume dealership work? Our flat, no-BS rate is printed in plain English—no tiered “gotchas,” no rate creep after the honeymoon period.
Whether you run a brick-and-mortar bay or a fleet of mobile techs, our pocket-sized mobile credit card terminal takes chip, tap, or swipe—even when you’re replacing a windshield in a dusty construction yard or a tight parking garage. It stores transactions offline and syncs automatically when service returns, so your team can finish the job, collect payment, and roll to the next stop without calling the office for an invoice.
Every swipe is locked down with EMV, point-to-point encryption, and round-the-clock fraud monitoring that meets SOC 2 and PCI standards. Add 3-D Secure for card-not-present invoices and you’re protected from most friendly-fraud chargebacks that plague high-ticket construction credit card processing.
From your phone—or the shop office—you can quote, invoice, and send pay-links via text or QR code in seconds. Automated reminders chase unpaid fleet invoices so you don’t have to, and a universal search bar pulls up any ticket, VIN, or customer faster than you can say “safety glass.” Real-time reports show profit by job class (retail, insurance, construction-site fleet) so you always know where the money’s going.
Instead of burning cash on commissioned sales reps, we cut you in—literally. Every quarter, you get 25 % of our net processing profits back as a loyalty payout. When we negotiate better wholesale costs, your share grows, turning your payment system into a revenue stream, not just an expense line.
Questions about surcharging rules on an out-of-state construction site? Text your dedicated U.S. rep and get an answer from someone who knows a windshield urethane tube from a torque stick. No overseas script readers. No 45-minute hold music.
Stop letting big processors sand-blast your bottom line. Punch our savings calculator, see how much your auto-glass shop is donating to hidden fees each year, and switch to a partner that keeps your margins crystal-clear.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.