The Average Auto Repair Shop Can Save /year on Credit Card Processing

Auto Mechanic Credit Card Processing That Works as Hard as You Do — Without Bleeding Your Shop Dry

If you’re tired of watching 3–4 % of every ticket disappear into a processor’s black hole, you’re in the right garage. WrenchPay was built for blue-collar outfits—folks who still have 10 mm sockets hiding somewhere in a customer’s engine bay—and we’ve turned credit card processing into something that finally makes financial sense for auto repair shops.

Keep the Profit on the Rack, Not in the Processor’s Pocket

Our compliant cash-discount program lets you legally shift card costs to the customer (most expect it anyway), dropping your effective processing bill to zero. If you’re happier eating the cost, we still give you one flat, transparent rate—no tiered gotchas or “misc” junk fees that mysteriously show up a month later.

Quarterly Profit-Share Checks

Instead of stuffing money into an army of commissioned sales reps, we cut 25 % of our net profits back to partnered shops every quarter. The bigger WrenchPay gets, the bigger your bonus check. Think of it as the easiest add-on sale you’ll ever make.

Shop-Floor Tough Hardware & Simple Workflows

Whether you’re running invoices through your management system up front or finishing mobile diagnostics in the lot, our rugged mobile credit card terminal takes chip, tap, and swipe—even when Wi-Fi drops out. Offline batch mode stores the transaction and settles the minute you reconnect, so you’re not chasing customers for payment.

Everything funnels through a single, web-based portal that’s dead-simple to navigate: create an estimate, text or email the bill, collect a signature, issue a refund, or pull a real-time sales report in two clicks. The layout is mobile-responsive, so it works just as well on the shop tablet as it does on your phone at the junkyard parts counter.

Security That Passes Any Inspection

We run full EMV chip, point-to-point encryption, real-time fraud monitoring, and 3-D Secure authentication on every transaction. The platform is PCI DSS and SOC 2 compliant, which means you can stop worrying about audits and get back to torque specs.

U.S.-Based, Cell-Phone-Level Support

Need a hand connecting your payment gateway to your shop software? Want advice on adding a card-on-file option for fleet accounts? Text or call your dedicated rep—no ticket numbers, no “please hold.” We speak auto repair, not corporate.

Built-In SEO Fuel

Because WrenchPay also powers construction credit card processing, our tech stack already speaks the language of high-ticket, parts-plus-labor transactions. That niche expertise helps us negotiate elite card-brand rates and ensure your statements qualify for Level II/III interchange savings—valuable whether you’re billing a $300 brake job or a $30,000 diesel overhaul.

Five-Minute Application, No Wrench Required

Fill out a single online form, and you can be running secure chip-and-tap payments in just a few days. There’s no long-term lock-in: we earn loyalty the old-fashioned way—by not screwing you over.

Stop donating margin to some faceless processor’s yacht fund. Flip the lift on high fees, lock down chargebacks, and let your shop’s hard-earned cash stay where it belongs—under your roof, not theirs. Request your free savings estimate today and see how many extra brake jobs you can book when credit card processing costs you nothing.