(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
If you’re a marine mechanic, you already battle salty spray, stubborn engines, and customers who think a tune-up costs the same as a tank of gas. The last thing you need is a credit-card processor skimming thousands off each haul-out. That’s why blue-collar crews in construction and on the docks trust WrenchPay—because we turn “credit-card headache” into “zero-fee paycheck.”
Traditional processors tack on bewildering surcharges, tiered rates, and “seafaring” junk fees that sink margins fast. A single 3 % hit on a $6,500 repower job is $195—money better spent on fiberglass, not bank suits. We fix that with compliant cash-discounting: the customer covers the small convenience fee, you keep the full invoice. Simple, legal, and already familiar to customers who pay similar fees at fuel docks and marinas.
Our mobile credit-card terminal comes with dual-band Wi-Fi and 4 G, plus an offline mode that safely stores transactions until you sail back into signal. It’s spill-resistant, runs all day on a beefy battery, and prints receipts right on the spot—no juggling phones or chasing signatures back at the office. 4 – technical_specifics
Forget “qualified,” “mid-qualified,” and other nonsense tiers. Our flat program spells out every cost up front and never changes it behind your back. Plus, we send 25 % of our own profit back to you each quarter—because we’d rather reward hands-on partners than commission-chasing sales reps.
Stuck at the marina after hours? You’ll text a U.S.-based rep who actually knows the difference between a gimbal bearing and a rudder post—no overseas script readers. That’s cell-phone-level support, not ticket-system limbo.
Our secure web portal lets you:
Because the platform was engineered for dusty construction sites, it thrives in boat yards too—sun, sand, and salt included. Drop it in a service truck tomorrow and it’ll work the same when you’re wiring a new trim-tab controller six months later. That crossover durability also helps Google connect “boat mechanic credit-card processing” with “construction credit-card processing,” boosting search relevance without extra effort.
Use our savings calculator and see how many propeller shafts’ worth of fees you’re losing each year. Then give us ten minutes to set up your account, and a couple of days later you’ll be swiping cards dockside—fee-free, frustration-free, and ready to reinvest every penny back into your crew, not into corporate coffers.
WrenchPay: Built for calloused hands, trusted by boat mechanics who refuse to get soaked.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.