(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Every five-minute oil change you crank out should grease your bottom line, not some mystery fee on your merchant statement. With WrenchPay, the blue-collar partner behind the most trusted construction credit card processing programs, you can finally turn those swipe charges into real savings at your quick-lube bay.
Our legal cash-discount program flips the script. Customers see the price up front and choose how they want to pay—card or cash—so you keep 100 % of the ticket either way. No more eating 3 % every time a fleet manager drops in six trucks for service. Over a year, that’s thousands back in your shop instead of the bank’s vault.
Your crew prides itself on fast pulls and filter swaps. Your payments should be just as smooth. Our rugged mobile credit card terminal accepts chip, tap-to-pay, and mag-stripe in seconds, even in the parking lot. Point-to-point encryption, 24/7 fraud monitoring, and SOC 2 + PCI compliance mean the data is locked down tighter than a drain plug after torque.
Inside the WrenchPay web portal you can bang out quotes, text invoices, or scan a QR code faster than you can say “10W-30.” Quick-search any customer, drill into real-time sales reports, and run refunds or voids in two clicks. It’s the digital pit crew that keeps your paperwork from piling up higher than used oil filters.
Why should a slick talking sales rep pocket the profits? We cut 25 % of our quarterly earnings back to our merchant family—no strings. The busier your bays, the bigger your back-end check. That’s cash for new lifts, bulk oil tanks, or a neon sign your customers can’t miss from the street.
Have a question? Text or call our U.S.-based reps and get a human who actually speaks shop talk—no script, no transfers. We built WrenchPay because we were sick of overseas hold music, hidden surcharges, and contracts fatter than the Sunday paper.
In short, we handle the payments so you can handle the vehicles. Ready to stop funding someone else’s vacation home and start banking the savings? Hit the savings calculator, see what you’re leaking, and plug the hole today with WrenchPay—the toughest name in cards for shops that still get their hands dirty.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.