(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Running a tow operation isn’t just winching cars out of ditches—it’s juggling late-night calls, impatient motorists, and razor-thin margins. When every hookup has to cover fuel, insurance, and payroll, watching 3 – 4 % disappear to card fees feels like getting double-parked by the bank. WrenchPay lets towing companies kick those fees to the curb, keep the whole ticket, and even earn a quarterly profit share for the miles you put on our rails.
Our compliant cash-discount program flips the script: customers see a clear card convenience fee at the point of sale, while your invoice still reads the full price. You collect 100 % of the job, cover your overhead, and stop eating interchange. No legal gray areas—just the same rulebook contractors already use on big construction draws, tuned for roadside work.
Breakdowns don’t happen in climate-controlled lobbies, so your payment gear can’t be fragile. Our rugged mobile credit card terminal runs on Wi-Fi and true 4G/LTE, prints receipts on the spot, and stores batches safely when you’re out of signal in the boondocks. EMV chip, tap-to-pay, and mag-stripe are all boxed into one handheld unit that survives diesel-soaked gloves and January sleet.
Every swipe is wrapped in end-to-end encryption, real-time fraud monitoring, and 3-D Secure authentication. You stay SOC 2 and PCI-compliant by default—no annual questionnaires that read like an IRS audit. Big-rig protection, zero IT headaches.
Inside the cab or back at the yard, our cloud portal lets you fire off estimates, invoices, and pay-by-text links in seconds—handy when a fleet manager needs to authorize a job before you haul their box truck away. Universal search means you can find any ticket, VIN, or customer faster than you can say “Class C rollback.” Automated reminders chase late payers so you don’t have to burn cell minutes.
We hate hidden fees more than you hate low-clearance garages. Our flat, transparent rates never jump a tier, and there’s no monthly “junk drawer” add-ons. Instead of shelling out commissions to slick sales reps, we cut you in for 25 % of our profits every quarter. More tows you run through WrenchPay, bigger the bonus check.
Blown fuse in the terminal at 2 a.m.? Text your dedicated rep and talk to a human who understands what PTO means on a hydraulic pump. No overseas scripts—just phone-level support from folks who speak wrench.
Swap the dead weight of bloated card fees for a payment setup that works as hard as your winch line. Join the blue-collar businesses who’ve already hauled off millions in processing costs with WrenchPay, and put those savings toward the next truck—not the processor’s third yacht.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.