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The Average Towing Company Can Save /year on Credit Card Processing

Visa Direct Partner
TSYS
Merrick Bank
Chesapeake Bank
Repay
The Average
Business Can Stop Pissing Away /year /year on Average
Average Annual Revenue
$300,000
Average Transaction Size
$200
Advanced Variables
Competitor Rate
2.9%
Competitor Per Transaction
$0.30
Competitor Monthly Fee
$30

Your Annual Costs:

$0
Typical Payments Co.
$0

(That means WE are sending YOU a check every quarter)

Annual Savings: $0

Numbers are estimates based on typical payments company pricing. Customize using advanced variables.

Think you’re NOT getting screwed by your payments company?

You probably also expect…

5 Reasons We're the Perfect Fit for Processing Credit Card Payments for Tow Truck Companies

1

Legally Pay $0 for Payment Processing

We’re one of the few legally compliant solutions for adding optional card convenience processing fees back to customers (which most are used to and prefer), allowing you to accept credit cards for no additional costs, and keep your hard earned money.
2

25% Quarterly Profit Share

We believe in truly aligned partnerships. That’s why we send you a check with your share of our profits, every quarter. As we scale and negotiate down costs, you directly share in that savings, and get paid the same time we do.
3

No Commissioned Agents → We Pay You Instead

Instead of padding our prices to employ an army of agents, we’d rather charge less, and just share the profits with you instead. You deal directly with our employees, where no one is directly commissioned for sales.
4

100% Transparent, Long-Term Partners

Our goal is 30+ year partnerships where everyone wins, and those have to be built on trust. That’s why we operate with 100% transparency into your costs and account. We all have to make money to feed our families. But we think this can be done where everyone wins, and trusts each other.
5

US-Based, Cell Phone + Texting Support

All of our account reps are US-based, and available directly via phone and texting to solve any problems you might have. We only cater to fewer merchants processing larger volumes, so can give each the time and attention you need.

Proudly Helping All Towing Companies to Stop Getting Ripped Off by their Payments Company

Stop Letting Card Fees Drag Your Tow Truck Down the Road

Running a tow operation isn’t just winching cars out of ditches—it’s juggling late-night calls, impatient motorists, and razor-thin margins. When every hookup has to cover fuel, insurance, and payroll, watching 3 – 4 % disappear to card fees feels like getting double-parked by the bank. WrenchPay lets towing companies kick those fees to the curb, keep the whole ticket, and even earn a quarterly profit share for the miles you put on our rails.

Legal $0-Cost Card Acceptance

Our compliant cash-discount program flips the script: customers see a clear card convenience fee at the point of sale, while your invoice still reads the full price. You collect 100 % of the job, cover your overhead, and stop eating interchange. No legal gray areas—just the same rulebook contractors already use on big construction draws, tuned for roadside work.

Built for the Shoulder of the Interstate

Breakdowns don’t happen in climate-controlled lobbies, so your payment gear can’t be fragile. Our rugged mobile credit card terminal runs on Wi-Fi and true 4G/LTE, prints receipts on the spot, and stores batches safely when you’re out of signal in the boondocks. EMV chip, tap-to-pay, and mag-stripe are all boxed into one handheld unit that survives diesel-soaked gloves and January sleet.

Iron-Clad Security Without the Geek-Speak

Every swipe is wrapped in end-to-end encryption, real-time fraud monitoring, and 3-D Secure authentication. You stay SOC 2 and PCI-compliant by default—no annual questionnaires that read like an IRS audit. Big-rig protection, zero IT headaches.

Dispatch-Friendly Tools

Inside the cab or back at the yard, our cloud portal lets you fire off estimates, invoices, and pay-by-text links in seconds—handy when a fleet manager needs to authorize a job before you haul their box truck away. Universal search means you can find any ticket, VIN, or customer faster than you can say “Class C rollback.” Automated reminders chase late payers so you don’t have to burn cell minutes.

Straight-Shooter Pricing & Profit Share

We hate hidden fees more than you hate low-clearance garages. Our flat, transparent rates never jump a tier, and there’s no monthly “junk drawer” add-ons. Instead of shelling out commissions to slick sales reps, we cut you in for 25 % of our profits every quarter. More tows you run through WrenchPay, bigger the bonus check.

U-S-Based “Ring-Once” Support

Blown fuse in the terminal at 2 a.m.? Text your dedicated rep and talk to a human who understands what PTO means on a hydraulic pump. No overseas scripts—just phone-level support from folks who speak wrench.

Why Towing Companies Switch

  • Keeps margins fat
  • Works anywhere your rig rolls
  • Stops chargebacks before they start (chip, tap, and full receipt trail)
  • Five-minute signup, ship-next-day hardware

Swap the dead weight of bloated card fees for a payment setup that works as hard as your winch line. Join the blue-collar businesses who’ve already hauled off millions in processing costs with WrenchPay, and put those savings toward the next truck—not the processor’s third yacht.

Frequently Asked Questions

What is WrenchPay, and how can it help my Towing business?

WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.

We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.

Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.

Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.

We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.

If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.

Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.

Ready to Stop Donating /year to the
3rd Vacation Home Fund of Some Big Corporation Exec?