(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Custom cabinets aren’t churned out of a factory line—they’re hand‑built, measured twice, and installed once. Your workmanship is worth every penny, but 3–4 % in card fees on a $12,000 kitchen rip straight out of the profit you fought for. We built a payment solution that lets cabinet makers keep the boards square and the books straight—without donating hard‑earned cash to a faceless processor.
Our construction‑friendly cash‑discount program lets you pass the swipe cost to customers (legally and without the headache). They’re already used to “card price vs. cash price” at the lumber yard, so you stay competitive while protecting your margin on premium hardwoods and custom finishes. Prefer to absorb the fee? We keep it flat and transparent, so you’ll never get blindsided by monthly “miscellaneous” charges.
From the shop floor to the final install, take payments anywhere with a rugged mobile credit card terminal that runs on Wi‑Fi or 4G and settles transactions automatically when you’re back in range. Tap‑to‑pay speeds up deposit collection, and the built‑in printer kicks out signed receipts for change‑order disputes before you leave the driveway. No clunky countertop box, no waiting for the office to key in cards after hours.
Our cloud portal lives on phone, tablet, or laptop. Fire off branded estimates, convert them to invoices, and send secure pay links by text or email—perfect for clients approving that last‑minute pantry pull‑out. Automatic reminders chase late balances, while one‑click reports show cash flow by project, employee, or material type so you can spot overruns early.
Every swipe, dip, or click is shielded with EMV, point‑to‑point encryption, and 24/7 fraud monitoring. We’re PCI‑ and SOC2‑certified, so you stay off the auditor’s radar, and 3‑D Secure adds an extra lock when customers pay online. Translation: your business is protected like a freshly lacquered cabinet face—spill‑proof and scratch‑resistant.
We share 25 % of our profits with active merchants every quarter, pick up the phone like a buddy on speed dial, and keep pricing so simple you can read it between cuts. The application takes ten minutes, the hardware shows up ready to run, and you’ll see savings on the very first job.
Ready to find out how much you’re leaking in fees? Run our free savings calculator, or give us a shout before the next slab of maple hits the router. Let’s keep your money in the shop—right where it belongs.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.