(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
When you spend your days sealing crowns, replacing flue liners, and sweeping out a winter’s worth of soot, the last thing you need is a payment company chipping away at your margin with hidden fees. WrenchPay was built for hands‑on contractors like chimney repair pros who climb ladders for a living and expect straight answers from the folks who handle their money.
Traditional processors treat every swipe like another brick in your overhead. Our compliant cash‑discount program adds a small convenience fee that customers already expect, so your cost for credit card acceptance drops to zero. No tiered rate mysteries, no end‑of‑month “gotcha” surcharges—just clear, simple pricing that finally lets you keep the full value of a $2,500 chimney rebuild.
Whether you’re invoicing from the office or running a card in a customer’s living room, our mobile credit card terminal is rugged, wireless, and ready to process EMV chip, tap‑to‑pay, or mag‑stripe in seconds—even when you’re working where Wi‑Fi is spotty. Offline batch storage means transactions queue up safely until service returns, so bad reception never delays payroll or material runs.
Every transaction is locked down with point‑to‑point encryption, real‑time fraud monitoring, and 3‑D Secure authentication. We’re fully PCI‑DSS and SOC‑2 compliant, so you can assure homeowners their card data is safer than a stainless‑steel chimney liner. That same security stack shields you from costly chargebacks and keeps your reputation spotless with elite card brands.
Our web‑based portal lets you quote, invoice, and send payment links by text or email in a couple of clicks—perfect for upselling chimney cap installs before you pack the truck. Automated reminders chase unpaid bills for you, while a universal quick‑search pulls up any customer or transaction faster than you can find your caulk gun. Real‑time reporting breaks down fees, volume, and cash‑discount savings, giving you the numbers you need to price jobs right and grow.
Instead of shelling out commissions to slick sales reps, we cut you in for 25 percent of our quarterly profits—a true partnership that climbs right alongside your business. And if something ever goes sideways, you’ll text a U.S.‑based rep who answers like they’re on your crew, not a script half a world away.
Five‑to‑ten minutes is all it takes to apply. We’ll ship your terminal pre‑programmed, walk you through setup, and have you accepting payments on the next round of service calls. Stop letting processing fees turn your hard work into smoke and start keeping every dollar you earn on the roof.
WrenchPay—credit card processing that’s rock‑solid, transparent, and built for chimney repair businesses who prefer the smell of fresh mortar to burning money.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.