(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Every drywall job has one goal: finish clean, get paid fast, and move on to the next site. The trouble is, traditional credit card processors treat contractors like an after‑thought, tacking on mystery surcharges and holding your money hostage. WrenchPay was built by blue‑collar pros who were sick of that game. We bring the same zero‑nonsense mindset you use on the lift every day to drywall credit card processing—while weaving in the proven efficiencies we already deliver to high‑volume automotive credit card processing shops.
Our cash‑discount option lets you add a small convenience fee right on the invoice, so elite card brands get paid—but you don’t. Prefer to absorb the fee? We keep rates flat and transparent, never padded with statement surprises. Either way, you control your margins and stay competitive on every bid.
Punch‑list complete and customer ready to swipe? Fire up our rugged mobile credit card terminal—chip, tap, or Digital Wallet all clear in seconds over Wi‑Fi or cellular. It’s tough enough for dust‑filled remodels, yet sleek enough to look professional in the homeowner’s kitchen. Offline batch mode means you can run a charge in a basement with zero signal and it will auto‑settle once you reconnect.
Behind the scenes, every transaction runs through a PCI‑ and SOC‑2‑certified payment gateway using point‑to‑point encryption, 3‑D Secure authentication, and 24/7 fraud monitoring. That’s the same tech stack trusted by national auto‑repair chains—now tuned for drywall. No extra paperwork on your end, no sleepless nights worrying about data breaches.
Need to crank out a change‑order invoice while you’re picking up mud? Our cloud portal works on any phone: quote, text or email bills, and see real‑time dashboards—all in two clicks. Search any job, customer, or refund instantly. Your office manager will thank you when reconciliations take minutes instead of Mondays.
We ditched the commissioned sales army and put the savings back in your pocket: once a quarter we cut our merchants a share of profits. Have a question? You’ll text a U.S.‑based rep who actually knows what a T‑square is—no overseas scripts, no ticket queues.
From hanging lids in a new subdivision to patching a single hole, your crew doesn’t settle for wavy seams—so stop settling for wavy payment terms. Switch to drywall credit card processing that’s as smooth as your finishing pass and tough enough for the real world. WrenchPay keeps you on the wall, off the phone, and in control of every dollar.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.