(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Pulling stumps, busting rock, and carving foundations is hard enough—your payment processing shouldn’t be another obstacle in the trench. If you run an excavation or demolition company, every project comes with eye‑watering material costs, machine hours, and payroll. Handing 3–4 % of that ticket to a card processor can chew through your margin faster than a carbide tooth through asphalt.
A single site‑prep invoice of $40,000 can carry $1,200 in card fees. Multiply that by a busy season and you’re easily donating five figures to a processor that’s never set foot on a muddy jobsite. On top of that, you still have chargeback headaches, clunky hardware that freezes in the rain, and support reps who couldn’t tell a dozer from a dump truck.
1. Keep Every Penny – We use a fully compliant cash‑discount model to shift card costs back where they belong—onto the cardholder. No hidden mark‑ups, no creative math. That turns “processing expense” into $0 and drops real cash back into your bottom line.
2. Share the Profits – Instead of paying commissioned sales sharks, we cut you in. Excavators who partner with us receive 25 % of our profits each quarter—extra fuel for the fleet or cash toward that next 30‑ton machine.
3. Built‑for‑Site Hardware – Our handheld mobile credit card terminal is tough, cordless, and ready for chip, swipe, tap, or phone wallet. It runs on Wi‑Fi or 4G, stores transactions offline when the canyon has no signal, and prints receipts on the spot—no more “I’ll email you later” excuses.
4. Iron‑Clad Security – End‑to‑end encryption, EMV chip compliance, 3‑D Secure authentication, and round‑the‑clock fraud monitoring keep every transaction locked tighter than a bucket cylinder pin. Your crews focus on earthwork while we guard the cash flow.
5. Two‑Click Back Office – From any phone or laptop you can crank out estimates, convert them to invoices, or fire off SMS pay links to GCs who are already back at the office. Our real‑time dashboard shows job‑by‑job revenue without digging through spreadsheets.
6. Real Support, Real People – Got a question at 5 p.m. when you’re chaining down the excavator? Text your dedicated U.S. rep and get an answer—no call‑center scripts, no ticket numbers.
Eliminating processing fees can add $10,000s back into your annual profit—money better spent on teeth, tracks, and better bids. With WrenchPay, you slash costs, get protected, and collect payment before the rig even leaves the site.
Ready to stop funding someone else’s corner office? Hit our savings calculator and see what zero‑fee excavator credit card processing can do for your company. Then let’s dig in together.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.