The Average Flooring Company Can Save /year on Credit Card Processing

The Average

Business
Can Stop Pissing Away /year /year on Average

Average Annual Revenue

$300,000

Average Transaction Size

$200

Advanced Variables

Competitor Rate

2.9%

Competitor Per Transaction

$0.30

Competitor Monthly Fee

$30

Your Annual Costs:

Typical Payments Co.

(That means WE are sending YOU a check every quarter)

Annual Savings: $0

Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.

Think you’re NOT getting screwed by your payments company?

You probably also expect…

5 Reasons We're the Perfect Fit for Processing Credit Card Payments for Flooring Install / Repair Companies

Legally Pay $0 for Payment Processing

We’re one of the few legally compliant solutions for adding optional card convenience processing fees back to customers (which most are used to and prefer), allowing you to accept credit cards for no additional costs, and keep your hard earned money.

25% Quarterly Profit Share

We believe in truly aligned partnerships. That’s why we send you a check with your share of our profits, every quarter. As we scale and negotiate down costs, you directly share in that savings, and get paid the same time we do.

No Commissioned Agents → We Pay You Instead

Instead of padding our prices to employ an army of agents, we’d rather charge less, and just share the profits with you instead. You deal directly with our employees, where no one is directly commissioned for sales.

100% Transparent, Long-Term Partners

Our goal is 30+ year partnerships where everyone wins, and those have to be built on trust. That’s why we operate with 100% transparency into your costs and account. We all have to make money to feed our families. But we think this can be done where everyone wins, and trusts each other.

US-Based, Cell Phone + Texting Support

All of our account reps are US-based, and available directly via phone and texting to solve any problems you might have. We only cater to fewer merchants processing larger volumes, so can give each the time and attention you need.

Proudly Helping All Flooring Companies to Stop Getting Ripped Off by their Payments Company

WrenchPay » Construction » Flooring

Flooring Credit Card Processing – Keep Your Margins, Get Paid Faster

Running a flooring outfit isn’t just about laying planks straight and tight. You’re juggling material drops, crew schedules, and homeowners who want to swipe a rewards card the second the last plank locks in. Trouble is, every swipe can peel a chunk off your profit unless you’ve got a payment system built for trades like ours.

Why Ordinary Processors Fail Flooring Pros

Lumber‑yard‑size fees. A 3.5% hit on a $12,000 hardwood install wipes out the profit on your underlayment. Most processors bury those fees under layers of corporate B.S. so you don’t notice until month‑end.
Slow deposits and surprise holds. Waiting days—or worse, having funds frozen because a job ran five figures—kills cash flow. You need that money to snag tomorrow’s pallet of LVP before prices jump again.
Chargebacks you can’t win. “The floor creaks” becomes a dispute, the bank sides with the homeowner, and you’re out material, labor, and fee. Traditional processors leave you swinging without support.
Hardware that quits on site. Cheap card readers choke the moment the Wi‑Fi drops in a basement remodel, forcing you to chase checks.

WrenchPay: Built for Boots‑on‑Floor Contractors

Legal Cash Discounting. Add a small convenience fee customers already expect, drop your net processing cost to zero, and keep quotes clean. No more eating card fees or jacking prices to hide them.
Mobile Credit Card Terminal Tough Enough for the Jobsite. Our all‑in‑one handheld runs on Wi‑Fi and 4G, stores batches offline, and prints receipts right there— even when your phone has one bar. Swipe, dip, tap, done.
Instant Invoicing & Text‑to‑Pay. Snap a pic of the finished room, punch in the final number, and shoot a branded invoice via SMS before you load the miter saw. Automated reminders chase the stragglers so you don’t have to.
Quarterly Profit Share. Instead of burning commission on slick sales reps, we cut a check for 25% of our profits back to you every quarter. The more you process, the bigger your kickback.
Ironclad Security. PCI‑certified, point‑to‑point encrypted, 24/7 fraud monitoring, and 3‑D Secure authentication—so you’re covered whether it’s a showroom swipe or an online deposit.
US‑Based, Cell‑Phone‑Level Support. Got a question while you’re leveling self‑leveler? Text your rep and get an answer before it cures.

Real‑World Wins for Flooring Shops

A laminate specialist in Boise switched to cash discounting and saved $1,400 on the first $40k processed—enough for a new dust‑less sander.
A tile crew in Spokane cut payment chasing time by 60% thanks to automated reminders—freeing an extra day each month for install work.

How to Get Started

The online application takes about 10 minutes. You’ll have the terminal in hand in a few days, pre‑programmed and ready to run the first job. No hidden setup costs, no long‑term lock‑ins—just transparent pricing your accountant can understand.

Stop donating trim money to some mega‑bank’s yacht fund. Flip the script, keep your margins, and let WrenchPay handle the plastic so you can focus on flawless flooring.

Frequently Asked Questions

What is WrenchPay, and how can it help my Flooring business?

WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.

How does the “$0 processing” model actually work?

We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.

Is charging that fee legal?

Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.

When will I get my money?

Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.

What equipment or software do I need?

We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.

If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.

Am I locked into a long contract?

Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.