(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Running a gutter business means beating the weather clock, wrangling ladders, and praying the homeowner’s dog stays friendly. The last thing you need is a payment processor siphoning off three‑plus percent of every invoice. WrenchPay was built for muddy‑boot contractors like you—no corporate fluff, no hidden gotchas, just a simple way to ditch card fees and drop more profit straight into your pocket.
On an average $6,000 seamless‑install, the typical 3 % card fee blows a $180 hole in your margin. Multiply that by a week of installs and you’re paying for someone else’s vacation. Our compliant cash‑discount model passes the cost of card rewards to the customer (they’re used to it at the gas pump), so you keep the full ticket price without awkward up‑charges or accounting gymnastics. It’s 100 % legal, clearly disclosed, and baked right into our system.
Crews work wherever the gutters are—rooftops, barns, new builds miles outside cell service. Our rugged mobile credit card terminal stores transactions offline and syncs automatically once it hits Wi‑Fi or 4G, so you never lose a sale because the signal dropped. End‑to‑end encryption, EMV chip, and contactless tap‑to‑pay keep every transaction secure without slowing you down.
We publish our exact markup in plain English and lock it in—no teaser rates, no “non‑qualified” surprises. Every charge shows up in a real‑time portal that’s easier to navigate than a box gutter corner. You can drill into any transaction, issue refunds, or send an invoice in two clicks. Your dedicated U.S. rep answers texts faster than a summer storm fills a downspout, and quarterly profit‑share checks mean you actually get paid back the harder we work.
Export jobs straight into QuickBooks, attach photos from the final walk‑around, and fire off automated payment reminders that save you from chasing checks. Users and permissions keep techs out of sensitive data while letting them collect on‑site. It’s the back‑office efficiency you’ve wanted since the first time a customer said, “Can I pay you later?”
If credit card fees are soaking your margins like last week’s hailstorm, it’s time for a change. Five minutes gets you approved, hardware ships fast, and you can start pocketing the money you earn instead of handing it to the suits. Click below to run our savings calculator and see how much you’ll protect this season—then book a quick call. The next time you pull debris out of a gutter, you’ll know your payment processor isn’t doing the same to your bank account.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.