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The Average HVAC Company Can Save /year on Credit Card Processing

Visa Direct Partner
TSYS
Merrick Bank
Chesapeake Bank
Repay
The Average
Business Can Stop Pissing Away /year /year on Average
Average Annual Revenue
$300,000
Average Transaction Size
$200
Advanced Variables
Competitor Rate
2.9%
Competitor Per Transaction
$0.30
Competitor Monthly Fee
$30

Your Annual Costs:

$0
Typical Payments Co.
$0

(That means WE are sending YOU a check every quarter)

Annual Savings: $0

Numbers are estimates based on typical payments company pricing. Customize using advanced variables.

Think you’re NOT getting screwed by your payments company?

You probably also expect…

5 Reasons We're the Perfect Fit for Processing Credit Card Payments for HVAC Install / Repair Companies

1

Legally Pay $0 for Payment Processing

We’re one of the few legally compliant solutions for adding optional card convenience processing fees back to customers (which most are used to and prefer), allowing you to accept credit cards for no additional costs, and keep your hard earned money.
2

25% Quarterly Profit Share

We believe in truly aligned partnerships. That’s why we send you a check with your share of our profits, every quarter. As we scale and negotiate down costs, you directly share in that savings, and get paid the same time we do.
3

No Commissioned Agents → We Pay You Instead

Instead of padding our prices to employ an army of agents, we’d rather charge less, and just share the profits with you instead. You deal directly with our employees, where no one is directly commissioned for sales.
4

100% Transparent, Long-Term Partners

Our goal is 30+ year partnerships where everyone wins, and those have to be built on trust. That’s why we operate with 100% transparency into your costs and account. We all have to make money to feed our families. But we think this can be done where everyone wins, and trusts each other.
5

US-Based, Cell Phone + Texting Support

All of our account reps are US-based, and available directly via phone and texting to solve any problems you might have. We only cater to fewer merchants processing larger volumes, so can give each the time and attention you need.

Proudly Helping All HVAC Companies to Stop Getting Ripped Off by their Payments Company

HVAC Credit Card Processing That Won’t Leave You Sweating

Running an HVAC crew means juggling installs, emergency calls, and seasonal rushes. The last thing you need is a payment processor that bleeds profit and buries you in paperwork. WrenchPay was built for trades like yours—real‑world technicians who fix furnaces in February and AC units in July—not for corporate cubicle farms.

Cut Out the Hidden Heat Loss

Typical processors tack on layer after layer of “regulatory” and “statement” fees that melt away your margin. We keep it simple: one clear rate, or a compliant cash‑discount option that passes the swipe cost back to the cardholder. Either way, you know your exact cost before you roll a truck.

Built for the Jobsite

Our rugged mobile credit card terminal runs on Wi‑Fi or 4G, prints receipts on the spot, and stores batches offline if you’re down in a basement with no signal. It’s EMV‑ready, encrypted end‑to‑end, and shields every transaction with 3‑D Secure. Translation: you get paid fast, fraudsters get nothing.

Invoice, Text, or Tap—All from One Portal

Quote a new system, text an invoice, or generate a QR code right at the kitchen table. Our cloud dashboard lets you search any customer or transaction in two clicks, trigger automatic follow‑ups, and drill into real‑time reports faster than you can say “heat pump.” It’s fully SOC‑2 and PCI certified, so your data—and your customer’s card data—stay locked tighter than a refrigerant line.

Quarterly Profit Sharing

Instead of paying a swarm of commission sales reps, we send 25 % of our profits back to you every quarter. The more HVAC pros who join the network, the bigger everyone’s slice. It’s a partnership, not a payout scheme.

Chargeback Armor

Service disputes happen. When they do, our fraud‑monitoring engine flags risky cards before they bite, and our U.S.‑based support team walks you through any claim step‑by‑step. Less time hunting paperwork means more time swapping compressors.

Get Set Up Before the Next Heatwave

The application takes about ten minutes, and most shops are live within a couple of days. Our network settles funds predictably, without the two‑step delays that mess with payroll or same‑day parts runs. From quick residential change‑outs to six‑figure commercial rooftop jobs, we’ve got the horsepower to handle any ticket size—without throttling your cash flow.

Stop donating your hard‑earned profit to bloated processors. Plug into WrenchPay and keep your cash flow as clean as your condenser coils.

Frequently Asked Questions

What is WrenchPay, and how can it help my HVAC business?

WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.

We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.

Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.

Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.

We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.

If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.

Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.

Ready to Stop Donating /year to the
3rd Vacation Home Fund of Some Big Corporation Exec?