(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
You lay block, tie rebar, and form up basements that keep homes standing for decades. But every time a customer pulls out a rewards card, 3‑4 % of that hard‑won invoice crumbles away in fees. WrenchPay’s construction‑grade credit card processing lets masonry and foundation contractors pour more of that money back into payroll, rebar, and growth—all while staying on the right side of the rules.
Our compliant cash‑discount program adds a small convenience fee to card transactions that homeowners already expect. If they swipe plastic, the fee covers it; if they pay with cash, check, or ACH, they get the “crew discount.” You keep 100 % of your ticket without eating the margin. No confusing rate tiers or surprise statement add‑ons—just one clear line item you’ll recognize.
Instead of cutting fat checks to slick sales reps, we share 25 % of our quarterly profits with the trades that trust us. The more volume you run, the bigger your dividend. Think of it as a rebate for doing what you already do: building solid foundations.
Whether you’re billing a retaining wall from the office or collecting a final draw on‑site, our mobile credit card terminal is jobsite‑ready—glove‑friendly touch screen, all‑day battery, and offline mode for those rural pours where cell service is spotty. Back at the trailer, a cloud portal lets you fire off bids, invoices, and payment links in two clicks. Automated text and email reminders chase late balances so you don’t have to.
Every swipe, dip, or tap is wrapped in point‑to‑point encryption and 3‑D Secure authentication, backed by SOC 2 and PCI audits. Real‑time fraud monitoring runs 24/7, so you can focus on tying steel instead of fighting chargebacks.
We deposit cleared funds on a predictable schedule that matches your material draw cycle—no surprise holds on that $25k footing pour. Transparent reporting lets you see every penny from authorization to settlement.
Export transactions straight into QuickBooks or your estimating software, eliminating double data entry and end‑of‑month headaches. Need job‑cost tags? Done. Need user permissions so the crew lead can charge but not refund? Two clicks.
Call, text, or email—your U.S.‑based rep picks up like a trusted supplier, not a call‑center script reader. We measure hold time in seconds, not seasons.
From frost walls to decorative stone, your craft is tough enough. Your payments shouldn’t add more weight. Drop the dead load of processing fees, lock in transparent pricing, and turn every swipe into a stronger bottom line. Get a five‑minute quote today and see how much extra concrete you could be pouring with the savings.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.