(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Every stroke eats up time, tape, and gallons of Sherwin‑Williams. Why tack on another 3‑4 % “paint tax” for every homeowner who whips out plastic? The average blue‑collar business spills over ten grand a year in processing fees—enough to cover a sprayer upgrade, a fresh trailer wrap, or a week off the ladder.
Our compliant cash‑discount program lets you show a small service fee at checkout, then knock it right back off for cash or check customers. It’s 100 % within card‑brand rules, keeps the job priced fair, and drops your card costs to $0. Your profit margin finally matches that perfect one‑coat coverage.
Whether you’re quoting a four‑color exterior or touch‑ups on condo hallways, you can take payment right where the ladder sits. Our handheld, mobile credit card terminal runs on Wi‑Fi or cellular, captures chip, tap, or digital wallet in seconds, and even works offline in basements—settling automatically when it’s back online. No power outlet? No problem—the battery outlasts a double‑shift.
Every transaction is locked down with EMV chips, point‑to‑point encryption, 3‑D Secure, and real‑time fraud monitoring. Our cloud portal is PCI‑ and SOC2‑certified, so card data stays tighter than a pro‑cut line. You focus on cutting corners straight; we keep the hackers out.
Quote, invoice, or collect a deposit before ordering that custom “Mountain Fog” tint—all from the same dashboard. Fire off invoices by text or email, track who’s paid, and let automated reminders chase the stragglers while you’re spraying soffits. Drill into quick‑view reports to see daily totals or drill down to a single gallon of paint.
Instead of paying a commission army, we cut our partners—yeah, that’s you—25 % of our profits every quarter. When we win bulk‑rate savings from the banks, your slice grows too. That’s money for another crew, a new lift, or just finally replacing the radio that only plays static.
Call, text, or holler—we’ve got US‑based reps who answer like a buddy on speed dial. No overseas scripts, no ticket numbers, just fixes. Because when the homeowner is asking why the final coat isn’t dry yet, you don’t have time to babysit a chatbot.
Run the savings calculator, see how many gallons of free cash you’re spilling, and join the crew of painters who refuse to tip the card companies. Getting started takes about ten minutes—less time than taping off a window.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.