(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
Water‑damage & fire‑restoration credit card processing built for contractors who work ankle‑deep in chaos, not cubicles.
When a pipe bursts at 2 a.m. or a kitchen flares up like the Fourth of July, your phone explodes and the clock starts ticking. You’ve got extraction pumps to fuel, fans to rent, and a crew that expects payday this Friday—not whenever your payment processor feels like releasing your money. Traditional construction credit card processing skims 3‑4 % off the top, buries the rest in “misc.” fees, and hides behind hold‑music support lines while you mop up the mess. It’s the financial equivalent of black mold.
We slashed the middlemen, the hidden mark‑ups, and the disappearing sales reps so you can keep $0 in credit‑card processing costs or switch to a flat, no‑BS rate that doesn’t spike when the next flood hits. Better yet, 25 % of our profits boomerang back to you every quarter—real partnership, not another line‑item.
Stop fronting material costs while a faceless processor “verifies” your transaction. With predictable funding timelines and no surprise reserves, you can order drying mats, book subcontractors, or pull permits without begging a bank for a bridge loan.
You get a dedicated U.S. rep who answers texts faster than water wicks up drywall. No scripts, no transfers—just someone who knows an air scrubber from a floor scrubber.
Run our Restoration Savings Calculator to see how much profit is leaking through your current processor. Then fill out the 5‑minute application while the crew sets the fans. We’ll ship your gear ready to run so you can swipe cards—and smile—on the next job.
WrenchPay. Built for the crews who turn disasters into done‑and‑dusted.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.