We’re the payment-processing partner built for blue-collar outfits in construction, automotive, and home services. We eliminate hidden fees, slash card costs to $0 with a compliant cash-discount model, and even share 25 % of our own quarterly profits with merchants.
No seven-layer pricing gobbledygook, no “disappearing salesman,” no overseas call centers. We show every cost up front, share profits, and answer your text like it’s a Saturday plumbing emergency—because a thirty-year partnership starts with trust.
Any owner–operator who still has calluses: HVAC crews, auto-repair shops, carpet cleaners, contractors—if your tools live in a truck or a toolbox, we’re your people.
We use a compliant cash-discount model: our systems add in the network costs of processing card payments into each item, so at the end of the day you net everything you bill for. Then there is an option for the customer to pay in cash (ACH, cash, etc) for a small discount. Prefer to absorb the cost? We also offer one flat, transparent rate.
Yes. We follow state-by-state rules and card-brand caps, and we supply the signage you need. The legal homework is already done.
Across our markets, we’ve found customers are used to this, and most prefer the convenience of a credit card, so simply pay the convenience fee. Some switch to debit or ACH—which still costs you nothing. Either way – some might get a little upset, but you can’t please everyone. Some just want the premium of everything, but at a discount because they’re special.
Standard settlement lands in two business days; same-day funding is available for most industries when you need it. We never place surprise holds on large tickets.
Each calendar quarter we total net profits, carve out 25 %, and send checks (or ACH) to every active merchant—no hoops, no minimums. That’s true partnership.
About the time it takes to demolish a breakfast burrito—five to ten minutes online. Approvals from our bank usually land within a few days days.
No seven-layer pricing gobbledygook, no “disappearing salesman,” no overseas call centers. We show every cost up front, share profits, and answer your text like it’s a Saturday plumbing emergency—because a thirty-year partnership starts with trust.
We ship a rugged mobile credit-card terminal with Wi-Fi, 4G, a built-in printer, and offline mode for lousy cell-service sites. Prefer your own countertop reader? No problem – we can work with you on that too.
But you also run your entire business with our web portal and mobile app, which allows you to send quotes, invoices, receive payments online, etc – all from any device.
Absolutely. Every charge runs through point-to-point encryption, 3D Secure for online jobs, and always-on fraud monitoring. We’re PCI DSS and SOC 2 certified, and our mobile terminal is certified secure.
Yes. The terminal stores transactions offline and auto-batches when it reconnects—perfect for basement-level water-heater swaps.
ACH, Apple Pay, Google Pay, Tap-to-Pay on Glass, and pay-by-link QR codes are all built in.
The same reps who boarded your account pick up the phone—real U.S. humans with the authority to fix things, not script readers on another continent. You can call, text, email, or whatever is most convenient for you.
Our portal alerts you the moment a dispute hits, auto-pulls your signed invoice or work order, and packages it for the card network. Average time you spend: under five minutes.
We flag trends early, review your documentation flow, and tighten fraud-filter rules—long before any network thinks about reserves or fines.
No. We’re month-to-month because partnerships should be earned, not enforced with legal duct tape. Stay because you want to, not because you have to.