(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
You crawl under sinks, shim crooked doors, and somehow make a 1974 light fixture look brand-new. Yet every time a client whips out a rewards card, the “convenience” fee slaps you in the wallet harder than a stud-finder on rebar. Handyman credit card processing (and, yes, construction credit card processing in general) has been stacked against blue-collar owners for years—mystery mark-ups, fee‐of-the-month surprises, and chargebacks that treat you like the bad guy. It’s time that changed.
WrenchPay lets you flip the script with a compliant cash-discount program customers already expect. Show the price, offer an easy card option, and keep every penny of labor and materials instead of handing 3 % to middlemen. Prefer traditional pricing? Ours is flat, transparent, and hidden-fee-free—no “statement fees,” “PCI fees,” or fine-print gotchas.
EMV, point-to-point encryption, and 3-D Secure authentication are baked in, guarded by 24/7 automated fraud monitoring. We’re fully PCI DSS and SOC 2 compliant, so you can brag to the insurance auditor that your payment stack is tighter than a freshly set lag bolt.
Our real-time alerts flag disputes before they blow up, and our U.S.-based reps (actual humans with calluses) walk you through the evidence game—no overseas phone tree, no “we’ll get back to you next week.”
Quarterly, we cut you a check for 25 % of the profit your processing generates. Imagine turning fees into found money—new impact driver, crew barbecue, or just padding the rainy-day fund.
Fill out a single online form, drop in a voided check, and you’re rolling in days—not weeks. We’re after partnerships that outlive your favorite tape measure, so we stay 100 % transparent on costs and performance.
Bottom line: WrenchPay turns handyman credit card processing from a profit leak into a power tool. You’ll ditch hidden fees, lock down security, and get paid like the pro you are—whether the job is hanging a door or remodeling a whole deck. Ready to stop funding some mega-processor’s third yacht and start keeping what you earn? Tap the savings calculator and see how much cash is hiding in your swipe fees right now.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.