(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
If you cut keys, pop locks, and rescue frantic homeowners at 2 a.m., you already know margin killers lurk everywhere—from fuel to insurance to the random customer who “swears” they called the wrong locksmith. The last thing you need is another silent thief skimming 3–4 percent off every credit card swipe. That’s exactly what most processors do—and it adds up fast. A small locksmith van billing $30 k a month loses roughly $1,000 every 30 days to junk fees. That’s a new drill, an extra tech on call, or a family weekend you just funded for a corporate exec.
WrenchPay was forged for blue-collar businesses—construction crews, contractors, and service pros who live on calluses and coffee. Locksmith shops fit that DNA perfectly. Our program lets you legally pass the card fee to the customer (they already expect it) or run a flat, no-nonsense rate if you’d rather keep pricing simple. Either way, your credit card processing costs drop to zero or darn close.
Whether you’re rekeying a storefront or programming FOBs in a tight apartment hallway, you need hardware that just works. Our mobile credit card terminal runs on Wi-Fi or 4G, prints receipts on the spot, and stores transactions offline if the cell signal ghosts you inside a steel-door utility room. Tap, chip, or swipe—done in seconds, no phone pairing gymnastics required.
Behind that simplicity sits a modern security stack—EMV chips, end-to-end encryption, round-the-clock fraud alerts, and extra cardholder authentication baked in. Translation: you stay compliant with all the alphabet-soup regulations (PCI, SOC2, and friends) without memorizing any of them. Your customers’ card data stays locked up tighter than a bank vault, and your business stays out of headline-making breaches.
We won’t play the “mystery hold” game that leaves you guessing when funds will land. Transactions clear on a predictable schedule so you can order stock, pay techs, and keep the van rolling. Need to send digital invoices for commercial jobs or after-hours lockouts? Fire them off by text or email, complete with automatic reminders, so you quit chasing checks.
Skip the army of commissioned reps. Instead of stuffing a salesperson’s pockets, we cut you a quarterly profit-share check—25 percent of what we earn on your account—because true partners win together. Add transparent, one-page pricing (no gotcha line items) and U.S.-based support that answers like a buddy’s cell, and you’ve got a processing relationship that finally feels fair.
Bottom line: You’re in the business of opening doors—don’t let your payment processor lock up your profits. Switch to WrenchPay, keep the fee cutters at bay, and turn every credit card dip into pure margin for your locksmith shop. Hit our savings calculator to see how much cash you can reclaim this month, then get back to solving lockouts, not losing money.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.