(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
If you’re hauling portable toilets to dusty jobsites and weekend festivals, the last thing you need is a fancy-sounding payments company siphoning 3 % off every swipe. WrenchPay was made for blue-collar outfits like yours—folks who own more ratchet straps than spreadsheets and just want to get paid without the corporate nonsense.
$0 Processing Option
We give you a fully compliant way to shift card costs to the customer as a small convenience charge—already expected on most construction invoices. Prefer to eat the cost? We still beat the flat-rate guys and never sneak in junk fees.
Profit-Share Pays You Back
Instead of lining a sales rep’s pockets, we cut our merchants a quarterly check for 25 % of WrenchPay’s profits. The bigger we grow together, the fatter your check.
Field-Ready Gear & Offline Mode
Our rugged mobile credit card terminal clings to 4G or Wi-Fi, captures chip, tap, or mag-stripe, and even stores transactions when you’re miles past the last cell tower—perfect for pop-up events and remote construction sites. Roll up, drop the pots, tap the card, done.
Bulletproof Security Without the Geek-Speak
Every transaction runs through EMV chip tech, end-to-end encryption, and real-time fraud sniffers. We’re SOC 2 and PCI certified, so you stay out of hacker headlines and regulator crosshairs.
All-In-One Web Portal
Create quotes, fire off text or email invoices, and set automatic payment reminders in a couple of clicks. A universal search bar finds any customer, transaction, or refund faster than a rookie can lose a socket. Sync friendly with QuickBooks so your books stay clean and your bookkeeper stays happy.
US-Based “Cell-Phone Level” Support
You’ll never be stuck on hold with someone who’s never seen a porta-john. Our reps answer by phone or text like a buddy on speed dial.
Use our free savings calculator to see how many thousands you’re giving away every year. Spoiler: it’s enough to buy a brand-new trailer or two.
Ready to plug the revenue leak? Apply in ten minutes, get approved in days, and start keeping every hard-earned dollar—no more donating to some exec’s beach-house fund. WrenchPay: payments that don’t stink.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.