(That means WE are sending YOU a check every quarter)
Numbers are estimates based on typical payments company pricing.
Customize using advanced variables.
Think you’re NOT getting screwed by your payments company?
You probably also expect…
If you’re tuning chainsaws at dawn and rebuilding lawn-mower engines till the lights flicker, the last thing you need is a payment company siphoning away your profit on every swipe. Yet most processors treat small-engine repair outfits the same way they treat big-box retailers—buried fees, confusing statements, and customer “service” that disappears faster than a 10 mm socket. WrenchPay was built by and for blue-collar pros in construction, automotive, and service trades, so your family-run shop finally gets a fair shake on credit card processing.
With our legally compliant cash-discount model, you can post the same price for everyone and let card-paying customers cover the fee they expect anyway. Prefer traditional pricing? We offer one simple flat rate—no tiers, no “statement” surprises. On average, shops like yours stop donating thousands every year and put that money straight back into inventory, payroll, or that new ultrasonic parts-washer you’ve been eyeing.
Our mobile credit card terminal comes battle-ready: chip, tap, and swipe in one handheld unit that runs on Wi-Fi or 4 G. It stores transactions if you lose signal and settles the moment you reconnect. Under the hood, every payment rides through point-to-point encryption, 24/7 fraud monitoring, and 3-D Secure authentication, backed by full SOC 2 and PCI-DSS compliance. Translation? Your customer’s card data is locked down tighter than a seized crankshaft, and you stay out of headline-making breaches.
Need to text an estimate for a snow-blower rebuild? Punch it into the WrenchPay portal and fire it off via SMS or email. Automated reminders nudge customers so you’re not chasing down payments while trying to finish a carb clean. A universal quick-search bar lets you pull up any job ticket, engine serial, or past transaction in seconds, and role-based logins keep weekend helpers out of the sensitive stuff. Because we engineer for construction credit card processing as well, the system handles big parts orders and bulky invoices without breaking a sweat, so you can quote that lawn-tractor fleet just as easily as a hedge-trimmer tune-up.
Quarterly, we cut you in on 25 percent of our profits—money we’d rather share with the folks turning wrenches than with slick sales reps. When questions pop up, you get U.S.-based, cell-phone-level support from someone who actually knows the difference between a piston ring and an O-ring. No scripts, no runaround.
Run our savings calculator and find out exactly how much cash is leaking through your current processor. In five minutes you can apply, and in a few days you’ll be swiping—or tapping—without the fee hangover. Your customers walk out with sharpened blades and running engines, you walk away with every dollar you earned. That’s WrenchPay: credit card processing tuned for small-engine repair, powered by the same grit that built America’s construction trades.
WrenchPay is the blue-collar payment processor that wipes out hidden fees, drops your card costs to $0 through a compliant cash-discount model, and even shares 25 % of its profits back with you.
We structure every invoice and payment so that it includes the card-brand and network processing fees into the total cost the customer pays, with an additional option for them to pay in cash (ACH, cash, etc) for a small discount. That way you are keeping 100% of what you charge, without having to eat the processing fee assessed by credit card processing networks.
Yes. The model is fully card-brand compliant and state-law friendly. We provide the required signage and handle all rule updates so you stay on the right side of every network.
Standard funding hits your bank in two business days, with same-day options available. No surprise “risk holds” on large tickets—ever.
We include a fully-secure web portal and mobile app that allows you to manage everything from any device. It’s the only thing you need to be up and processing quickly.
If you’d like an additional physical terminal, we can ship a rugged mobile terminal (Wi-Fi + 4G, printer, offline mode) or plug straight into your countertop reader.
Nope. Service is month-to-month. Stick around because we earn it, not because a lawyer says you have to.